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PayJoy brings smartphone technology to customers who otherwise could not afford it. Our smartphone lock, data science, and world-class platform make consumer finance work where it was never before feasible..


See what people are saying about Pay Joy

PayJoy has become a very important part of our business because it is overall a great option for our new and existing customers. PayJoy is convenient, easy, safe, with no hidden fees to the customer.

Eduardo R. Owner of Tu Centro Mobile, Santa Ana, CA


We are proud to say that our store was one of the first in Florida that joined PayJoy 12 months ago and since then we have done more than $100K in PayJoy sales.

Marcelo V. Owner of Vega Express, Miami, FL


We love PayJoy and how it helps our Latino customers who don't have all the information that others require. They offer a fair price and weekly payments to help the customers who need it. We are proud to be a PayJoy dealer!

Patrica V. Owner of Azteck Communications, Houston, TX